71% of Latam Institutions Are Now Using Stablecoins for Cross-Border Payments, Report Finds

By Bitcoin News | Created at 2026-06-19 04:27:51 | Updated at 2026-06-19 06:24:18 2 hours ago

According to The Digital Chamber, this high level of adoption will be further driven by incoming regulations that integrate crypto into traditional financial solutions. Nonetheless, even with current regulations, Latam ranks first in the global regional stablecoin adoption rate.

Published: Jun 19, 2026, 12:05 AM

71% of Latam Institutions Are Now Using Stablecoins for Cross-Border Payments, Report Finds

Key Takeaways

  • The Digital Chamber reported 71% of Latam firms use stablecoins, expanding global cross-border markets.
  • Latam stablecoin volume surged 89% to $324B in 2025, next driving Brazil and Argentina to push B2B usage.
  • Mizuho found stablecoins cut fees under 1%, next targeting $8.9B in savings on $142B in US-Latam flows.

Latam Institutions Lead in Crypto Adoption Globally

While stablecoins are now being adopted widely around the world due to their dollar-proxy traits, their adoption has been larger in some regions following specific needs.

The Digital Chamber, an organization established in 2014 to advocate for innovation in digital assets, highlighted that even with the current developing regulatory framework, Latam has become a global stablecoin adoption hub.

Infographic on Latam's stablecoin surge

In this sense, the chamber highlighted that in Brazil, Bolivia, and Argentina, regulatory advances have pushed stablecoin adoption to record levels, empowering institutional use. These include Brazil’s Virtual Assets Law, Bolivia’s removal of its long-lasting crypto ban, and Argentina’s exchange registration rules.

“As adoption and regulation of stablecoins have pushed Latin America’s crypto market into more commercial use cases, 71% of Latin American institutions have already begun using stablecoins for cross-border payments, the highest regional adoption rate globally,” it stressed.

This has resulted in a dramatic increase in stablecoin transaction volumes in Latam, reaching $324 billion in 2025, an 89% YoY rise. In Brazil and Argentina, 90% and 60% of all crypto flows are linked to stablecoins, a testament to the relevance that these solutions have in these markets.

Institutions are directly linked to these numbers, as the chamber revealed that business-to-business (B2B) stablecoin volumes grew 30X in the last two years. One of these use cases is linked to cross-border payments, where Mizuho found that stablecoin solutions have decreased fees to under 1%, a sizable discount from the 5 to 7% that traditional middlemen collect.

The chamber stressed that savings from using stablecoin solutions could reach up to $8.9 billion if the $142 billion sent from the U.S. to Latam in 2025 traveled on stablecoin rails.

“As regulations become clearer and adoption continues to grow, stablecoins are likely to play an increasingly important role in payments, savings, and cross-border transfers throughout Latin America,” it concluded.

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