Reporter’s notebook: Kimi’s AI credit card turns spending into computing quotas – with limits

By South China Morning Post | Created at 2026-10-17 08:01:37 | Updated at 2026-10-17 08:37:32 37 minutes ago
China’s artificial intelligence companies have spent years persuading consumers to pay for their technology. Now, Moonshot AI, the start-up behind Kimi, is taking a different approach: offering AI computing benefits through a credit card. The company has teamed up with the Agricultural Bank of China (ABC) and American Express for what it calls “the world’s first AI native credit card”. After getting one for myself, the experience offered an intriguing way to bring AI services into everyday...
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